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TRUSTED PAWNBROKER SINCE 1987

Struggling To Repay

We understand that things happen in life that has an impact on your finances. That is why pawnbroking exists to assist you with a short term loan in times of need.

We also appreciate though that this may have an impact on your ability to repay your loan with us, and we appreciate that your items which have been used to secure your loan, may be sentimental to you.

If at the end of the loan you need a little bit more time to repay and you believe that you can do this within the next six months, then contact us as we can help.

If you feel as though you cannot repay the loan within the next 6 months, then we may still be able to help by putting in place a tailored longer term repayment program for you.

Alternatively, the simplicity of pawnbroking, allows you to walk away and there are no debt consequences. No-one will chase you for the debt, we will simply sell your items to repay the loan. If the items sell for more than what is owed by you, you will be entitled to those monies back. It is important we have your up-to-date contact details so we can advise you of the sale proceeds. If the goods sell for less than you owe, we will write this amount off and you will not need to pay us anything.

To discuss any of the above we would first recommend calling in to the branch which holds your pledged jewellery. Please check opening times before visiting or phoning the branch where your item is held (click here to obtain store details) and please bring your pawnbroking contract with you.

If you have moved, or have used the online facility to obtain a pawnbroking loan, please contact us by emailing customerservices@ramsdenspawnbrokers.co.uk.

You can telephone your local branch in advance of calling if you prefer (click here to obtain branch details) or alternatively call our Customer Services department on 01642 579975 (option 4).

We also understand that pawnbroking maybe just one of your debts and you must manage your financial situation in its entirety. It is best to prepare a budget of what you can afford taking into account your priority debts such as mortgage or rent, gas or electricity. If you need help with budgeting or prioritising your debts the following organisations can give you free, confidential and impartial money guidance and debt advice.