Need Instant Cash?
Ramsdens offer a short-term loan secured against items of gold, silver, diamond jewellery or quality watches.
Visit your local Ramsdens at 12 St Anns Square, Manchester with your item(s) and we could lend you up to 75% of the pre-owned item value dependent on the quality and condition.
Example based on a £200 loan
- Loan amount for 6 months
- Total amount payable
- Total charge for credit
- Fixed interest rate (per annum)
- Equivalent to (per month)
- Loan APR
- Representative Company APR
- Ramsdens
- St Anns Square, Manchester
- Loan amount for 6 months £200.00
- Total amount payable £318.80
- Total charge for credit £118.80
- Fixed interest rate (per annum) 118.80%
- Equivalent to (per month) 9.90%
- Loan APR 154.08%
- Representative Company APR 154.08%
- H&T
- Salford Shopping Centre
- Loan amount for 6 months£200.00
- Total amount payable£325.88
- Total charge for credit£125.88
- Fixed interest rate (per annum)125.90%
- Equivalent to (per month)10.49%
- Loan APR165.50%
- Representative Company APR165.50%
Rates vary depending on amount borrowed and are based on a six month contract. Competitor rates correct as of 09.01.25.
What will it cost?
Our competitive rates depend on the amount you borrow. A £200 loan will cost £318.80 to pay back after six months. You may, however, make payments of any amount and at any time to suit you (either instore or online). By making payments during the loan period, you may reduce the cost of your loan. Our representative APR is 154.08%. When you make your final payment to repay the loan you may collect your goods. Lower rates are available, depending on the loan amount.
Advantages of a Ramsdens pawnbroking loan
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Free Loan Valuation
Short term loan secured against an item of jewellery or luxury watch
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Lend up to 75% of the pre owned item value
Loan value dependent on the quality and condition of the item
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Rates from 1.99% per month
Rates vary depending on amount borrowed and are based on a six-month contract
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Items kept secure
We keep your items securely stored in our safes
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Instant cash
Get access to cash instantly, in store or online
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No credit checks
Get a loan without a credit check being made
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No fuss - quick, discreet and easy
Borrow cash without any hassle
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No form filling
Borrow cash against an item of jewellery or a luxury watch
How does it work?
Ramsdens offer a short-term loan secured against items of gold, silver, diamond jewellery or quality watches. The amount of the loan is dependent on the item’s value that is provided as security.
Manchester
Ramsdens Pawnbrokers in St Anns Square, Manchester
Ramsdens has been trusted since the 1987 and our Manchester store in the St Anns Square is one of over 160 Ramsdens stores throughout the UK. Other Ramsdens branches in the surrounding area include: Sale, Oldham, Altrincham, Bury and Bolton.
Take a look around a typical Ramsdens store below:
Other Services available in our Manchester store
We take pride in the quality of our services and products, and boast a 5 Star ‘Excellent’ customer service rating on Trustpilot. Alongside pawnbroking, we offer a wide range of products and services to thousands of customers in store and online.
Sell us your unwanted, unhallmarked and/or damaged gold, diamond jewellery and luxury watches – for cash!
We pay top prices. Simply pop into store for a no obligation valuation or send your items to us by using our online gold buying service.
Our helpful team will give you a great rate on all your travel money – cash and multi-currency card available. Euro, US Dollars and Turkish Lira are always in stock and all our currencies are commission free!
Buy in store or order online for instore collection.
Pre owned watch brands include Rolex, Breitling, Omega, Tag Heuer at great low prices and a 12-month warranty!
Our full range of luxury watches can be viewed online. You can even request any item online to be delivered to the Bradford branch.
COME VISIT US TODAY
To find out more about Ramsdens simply pop down to see Lee and his team today!
We looking forward to seeing you soon!